Who do you use for insurance (home/auto/life)?

SirLouie thought this was worth mentioning said
5

I currently have State Farm, and they have been good to me. I had a fire several years ago, and they gave me no trouble at all. However, even as my incident ages, my premiums on everything continue to creep higher and higher.

I’m considering exploring other options for primary homeowner’s insurance as well as auto, term life, and umbrella coverage. Can anyone recommend a reasonably priced alternative that seems to have on-the-ball service for their claims?

Obviously any insurance company can offer cheap premiums but if their claims are a hassle, then it’s not worthwhile.