Uh-huh. I’m sure you’d like me to tell you where I hide my cash. Tomorrow are you going to ask what my working hours are so you’ll know when to come by and take it? You’re gonna have to try harder than that to get my collection of wheat-back pennies and buffalo nickels.
This is a dull, straight answer, but I’ve got some cash squirrelled away in a record LP. Neatly filed in the living room with all the other records. It’s my just-in-case fund.
@00 I had a soldier friend rent a room from me for a while. He was paid monthly and squandered his money the first week and was broke the rest of the time, so he’d give me three $50s on payday and asked me to give him one each Friday and no matter how much he begged not to give him any more. He would beg and plead but I was adamant. After he moved out, he told me that he used to search the house for his money and wanted to know where I hid it. I told him I used to file it in the Dictionary under “money”, because I knew he’d never open a Dictionary.
@moondrake Yeah one of the biggest issues the military has with young people, is that a lot of these guys never had and never learned money and not how to spend all of their paycheck on the first weekend they got paid.
Since the vending machines at work now take credit cards, I only carry cash when a friend is paying me back for something. And I usually drop that off at the bank as soon as I can.
@PocketBrain I have a pocket on the back of my phone that holds 3 cards: my driver’s license, my credit card, and another card I change out as needed. I keep all my “membership cards” in my car so I have them when I need them, and just slide them in the pocket before heading in to whichever building. No wallet since college.
@simplersimon I could have written that exact post. I have that cell phone pocket with my DL, my main credit card, and my third card is a VIP card that gives discounts at a wide variety of restaurants and, most importantly, where I buy my dog food. I keep a folio in my car with all my gift cards, loyalty cards, membership cards and a backup credit card. I also keep a coin purse with probably $20 in quarters and $2 bills for parking meters and drive thru sodas.
Every once in awhile I start thinking about how I haven’t seen more than around $50 in actual cash in months since my paychecks go straight to the bank, and how I spend that money on a card, and how I never even see the money, but that’s okay because money is backed by nothing but the government promising that the money is worth money…
…and then I stop thinking about that and have a drink
@cpierce my kid was asking about bitcoin bc some guy on the radio was saying dont do it (radio advise show on $ we randomly heard in the car one day while flipping channels). I said it is worthwhile if where you “shop” (or whatever service etc you need) accepts it, but until Walmart and your local grocery store accept it, you’ll have limited use. But since cash went off the gold standard, technically there is no difference.
Things like Daraprim, where the product made no change but they “changed the value of cash” needed to buy it, demonstrates that cash has no more real value than bitcoin. Or Meh that sells a product for half of what it is on Amazon. (Yeah I know, Amazon you are paying for fast delivery and return policy differences, etc, so holes in this example).
@SSteve why is anything worth the value we place on it? Most things and a combination of material and labor costs, but we never really think about it in detail, and even if you do, it’s hard to trace the exact paths. Money is just a convenient placeholder. In theory, stocks is purchasing decision-making power within a company, though nowadays, most people aren’t thinking of them that way.
@cpierce I’ve read some interesting articles both for and against the electronic movement of money and not staying on at least a paper standard (I.O.Us essentially) if not something more solid.
@mollama There’s one big difference between cash and Bitcoin. Bitcoin is finite. There is only so much of it, and there will never be more. Our govt. prints cash out like it’s going out of style and there’s more of it floating around today than there was yesterday. I wouldn’t be surprised if people started using Bitcoin for that very reason.
@Fuzzalini ah, good point. I dont know bitcoin well enough/know how it started so didn’t know that.
I will however counter that paper money was also once “finite” when we had the gold standard (only as much bills/coins as the govt was willing to tie up of gold). Much like Congress constantly having no backbone/resolve to stay to a budget and continually raising the debt ceiling, i can easily see a day when those in charge of bitcoin will say “but we HAVE to or else bad things in the immediate future will happen” and change the amount available. Hope i am wrong.
/image so wrong
@mollama Not possible as no one is in charge of Bitcoin. It’s really a technology. Check out the wiki page. Very interesting. Once I found out it was finite, I bought some. Not a lot, but enough to enjoy watching it.
Like where I used to stash my pot, in plastic stuffed into a hover bag that hasn’t been cleaned out in years… Even the cops will bypass such nastiness.
I sold my truck and they paid me in cash. $4500… I didn’t know what to do with it until I went to the bank, so I stored it in the safe next to the gun. I figured if someone came to rob me, I’d be happy to tell them I have $4500 cash, toss it at them, then promptly shoot them for b&e.
When I travel, I carry a small-ish amount of cash for the emergency scenario of losing my wallet and mobile phone through negligence or theft. Enough to cover a hotel room, a couple meals, and incidentals. Other than that, all my paper cash is usually in the bank.
During an earlier time in my life, some friends and I would get together once in a while to play card/dice games. The universal currency at the table was quarters. I tended to do pretty well, so according to my kitchen scale, I now have $120-125 in quarters. The funny part is I have nowhere to spend it: even parking meters and arcades are all digital now. The only place I even know to use them anymore are tire inflation stations.
@narfcake Last time I had to use one, the cost was 25% more to use a card. Figured I might as well save the money since I already had them in the console.
@Kidsandliz 1) Actually walking into a bank lobby seems quaint to me at this point. 2) Last I knew, they require you roll your change before letting you deposit larger sums. So I’d have to acquire the paper sleeves, take the time to roll the quarters, then drive to a physical bank when they’re actually open and wait in line to deposit or exchange the rolls.
This is pretty bougie, but the value of those quarters isn’t worth that time/effort to me. There’s also a slim chance I’ll encounter another situation like the recurring card/dice game where having a load of quarters is beneficial.
@RiotDemon Harris (BMO) had those coin counters, free to use for customers and ~5% for non customers, but they took them all out of service last year. Back to having to roll coins, I guess.
I saved every state quarter that came into my change from 1999 until a few years ago. I had a kettle full of them before I sorted them, pulled 4 of each state and mintmark (and was still short a few!) and took the rest to the bank. $798.50
A week later the axle on the car started grinding and it cost $795 to fix it. Easy come easy go…
The rather old be prepared plan we set up on (keep a few weeks worth of food, water, supplies, batteries, safety copies of important documents, etc) recommended keeping a months worth of cash (yeah, you have to figure that out) stashed in a safe place. They also recommended keeping 20-40 dollars face value in silver coins (dimes/quarters). Silver can open doors that paper money sometimes can’t.
If there’s a bad storm or flood or long term powerfail, your plastic or “x-pay” device may not be all that but cash talks, and silver whispers sweet sweet words into many ears.
@duodec I like your plan: diversified.
I still go with the philosophy that when the (zombie/nuclear/alien/…) Apocalypse hits, those rich people are not going to find anyone who will trade them the gold they invested in for actual food or other useful items. You can’t eat gold bars or shoot them at aliens.
You may be able to brain a few zombies with a gold bar, so maybe i am wrong.
There’s always money in the banana stand.
@ashwasp That’s why I set it on fire for the insurance money
In your coat pocket you haven’t worn since last year.
I stash it in the banana hammock.
I’ve always been partial to tucking my cash and baubles under the batteries in the refrigerator. You know - cold, hard cash…
Yuk yuk yuk.
/giphy rimshot
@shahnm I got distracted by “batteries in the refrigerator.” Huh? https://www.snopes.com/oldwives/battery.asp
@canuk Not a regular here, I see. Welcome. Stay a while. Some of us don’t bite.
@canuk Don’t mind me. I live in my own meme…
https://meh.com/forum/topics/do-you-refrigerate-your-batteries
/image brain wallet
@awk PUT IT ALL IN BITCOIN!! QUICK!!!
In the goddamned *credit union, you lunatic
I don’t trust banks.
Uh-huh. I’m sure you’d like me to tell you where I hide my cash. Tomorrow are you going to ask what my working hours are so you’ll know when to come by and take it? You’re gonna have to try harder than that to get my collection of wheat-back pennies and buffalo nickels.
@khearn i collect coins too! I also gave the silver certificates and a bunch my hubby just sold his 1909 S vdb for couple k’s !
This is a dull, straight answer, but I’ve got some cash squirrelled away in a record LP. Neatly filed in the living room with all the other records. It’s my just-in-case fund.
@00 I had a soldier friend rent a room from me for a while. He was paid monthly and squandered his money the first week and was broke the rest of the time, so he’d give me three $50s on payday and asked me to give him one each Friday and no matter how much he begged not to give him any more. He would beg and plead but I was adamant. After he moved out, he told me that he used to search the house for his money and wanted to know where I hid it. I told him I used to file it in the Dictionary under “money”, because I knew he’d never open a Dictionary.
@moondrake Yeah one of the biggest issues the military has with young people, is that a lot of these guys never had and never learned money and not how to spend all of their paycheck on the first weekend they got paid.
Since the vending machines at work now take credit cards, I only carry cash when a friend is paying me back for something. And I usually drop that off at the bank as soon as I can.
@simplersimon Once they start accepting Google Pay, you can leave your wallet at home.
@PocketBrain I have a pocket on the back of my phone that holds 3 cards: my driver’s license, my credit card, and another card I change out as needed. I keep all my “membership cards” in my car so I have them when I need them, and just slide them in the pocket before heading in to whichever building. No wallet since college.
@PocketBrain mine already accepts nfc.
@simplersimon I could have written that exact post. I have that cell phone pocket with my DL, my main credit card, and my third card is a VIP card that gives discounts at a wide variety of restaurants and, most importantly, where I buy my dog food. I keep a folio in my car with all my gift cards, loyalty cards, membership cards and a backup credit card. I also keep a coin purse with probably $20 in quarters and $2 bills for parking meters and drive thru sodas.
@simplersimon so where is the $ you use to pay the credit card bill? That is the question, I think.
@mollama direct deposit in my bank from work, autopay for the card, card used to pay bills. I try to live a cash-free life.
@simplersimon All the vending machines that I’ve seen charge more if you use a credit card. Or I guess technically charge less if you use cash.
Every once in awhile I start thinking about how I haven’t seen more than around $50 in actual cash in months since my paychecks go straight to the bank, and how I spend that money on a card, and how I never even see the money, but that’s okay because money is backed by nothing but the government promising that the money is worth money…
…and then I stop thinking about that and have a drink
@cpierce What’s worse than thinking about why money is worth anything is thinking about why stocks are worth anything. Where’s the whiskey?
@SSteve
@cpierce my kid was asking about bitcoin bc some guy on the radio was saying dont do it (radio advise show on $ we randomly heard in the car one day while flipping channels). I said it is worthwhile if where you “shop” (or whatever service etc you need) accepts it, but until Walmart and your local grocery store accept it, you’ll have limited use. But since cash went off the gold standard, technically there is no difference.
Things like Daraprim, where the product made no change but they “changed the value of cash” needed to buy it, demonstrates that cash has no more real value than bitcoin. Or Meh that sells a product for half of what it is on Amazon. (Yeah I know, Amazon you are paying for fast delivery and return policy differences, etc, so holes in this example).
@SSteve why is anything worth the value we place on it? Most things and a combination of material and labor costs, but we never really think about it in detail, and even if you do, it’s hard to trace the exact paths. Money is just a convenient placeholder. In theory, stocks is purchasing decision-making power within a company, though nowadays, most people aren’t thinking of them that way.
@cpierce I’ve read some interesting articles both for and against the electronic movement of money and not staying on at least a paper standard (I.O.Us essentially) if not something more solid.
@mollama There’s one big difference between cash and Bitcoin. Bitcoin is finite. There is only so much of it, and there will never be more. Our govt. prints cash out like it’s going out of style and there’s more of it floating around today than there was yesterday. I wouldn’t be surprised if people started using Bitcoin for that very reason.
@Fuzzalini ah, good point. I dont know bitcoin well enough/know how it started so didn’t know that.
I will however counter that paper money was also once “finite” when we had the gold standard (only as much bills/coins as the govt was willing to tie up of gold). Much like Congress constantly having no backbone/resolve to stay to a budget and continually raising the debt ceiling, i can easily see a day when those in charge of bitcoin will say “but we HAVE to or else bad things in the immediate future will happen” and change the amount available. Hope i am wrong.
/image so wrong
@mollama Not possible as no one is in charge of Bitcoin. It’s really a technology. Check out the wiki page. Very interesting. Once I found out it was finite, I bought some. Not a lot, but enough to enjoy watching it.
Like where I used to stash my pot, in plastic stuffed into a hover bag that hasn’t been cleaned out in years… Even the cops will bypass such nastiness.
@unkabob Until now
@unkabob The stashed 35mm film canister wasn’t safe enough.
Or, did you put it in the freezer, under the Sunday roast, with the batteries?
@rtjhnstn I used to hide money in the freezer, until I heard that’s the first place burglars look.Now I hide it under the mattress.
I hide my krugerrands in a Bubba thermos with the other waterbottles.
Bank is safe place, transaction with digital money.
In plain sight.
I’m not telling you where I hide my stinking
!
@unmlobo300 - Don’t tell me you’ve got a plan?
Sell all your BitCoin and buy Coinye!
@PocketBrain Love that picture of the gay fish.
Ejwfstf tupdl pqujpot boe cpoet?
@voxelv Sometimes.
EIJDIA OSKQW! P MQ ZA LHBTF! MXAMGR MX KMAU
The prison wallet
I sold my truck and they paid me in cash. $4500… I didn’t know what to do with it until I went to the bank, so I stored it in the safe next to the gun. I figured if someone came to rob me, I’d be happy to tell them I have $4500 cash, toss it at them, then promptly shoot them for b&e.
I have a teenager that runs errands for me. No way am I giving her plastic. I blow through piles of bills like I’m at a strip club.
When I travel, I carry a small-ish amount of cash for the emergency scenario of losing my wallet and mobile phone through negligence or theft. Enough to cover a hotel room, a couple meals, and incidentals. Other than that, all my paper cash is usually in the bank.
During an earlier time in my life, some friends and I would get together once in a while to play card/dice games. The universal currency at the table was quarters. I tended to do pretty well, so according to my kitchen scale, I now have $120-125 in quarters. The funny part is I have nowhere to spend it: even parking meters and arcades are all digital now. The only place I even know to use them anymore are tire inflation stations.
@Kabn I see those with card readers from time to time too.
@Kabn I heard a rumor that there is this thing called a bank. I’ve been told you can deposit them there or trade them in for that paper stuff.
@narfcake Last time I had to use one, the cost was 25% more to use a card. Figured I might as well save the money since I already had them in the console.
@Kidsandliz 1) Actually walking into a bank lobby seems quaint to me at this point. 2) Last I knew, they require you roll your change before letting you deposit larger sums. So I’d have to acquire the paper sleeves, take the time to roll the quarters, then drive to a physical bank when they’re actually open and wait in line to deposit or exchange the rolls.
This is pretty bougie, but the value of those quarters isn’t worth that time/effort to me. There’s also a slim chance I’ll encounter another situation like the recurring card/dice game where having a load of quarters is beneficial.
@Kabn Oh yeah, not saying it’s any cheaper; it’s just that they have that now too.
Coinstar machines are good trading change. Opt for a card, and there’s no fee.
https://www.coinstar.com/giftcards
@Kabn some banks have the machines to count your change. No rolling needed. If you are not a member, they charge you though.
@RiotDemon Harris (BMO) had those coin counters, free to use for customers and ~5% for non customers, but they took them all out of service last year. Back to having to roll coins, I guess.
I saved every state quarter that came into my change from 1999 until a few years ago. I had a kettle full of them before I sorted them, pulled 4 of each state and mintmark (and was still short a few!) and took the rest to the bank. $798.50
A week later the axle on the car started grinding and it cost $795 to fix it. Easy come easy go…
The rather old be prepared plan we set up on (keep a few weeks worth of food, water, supplies, batteries, safety copies of important documents, etc) recommended keeping a months worth of cash (yeah, you have to figure that out) stashed in a safe place. They also recommended keeping 20-40 dollars face value in silver coins (dimes/quarters). Silver can open doors that paper money sometimes can’t.
If there’s a bad storm or flood or long term powerfail, your plastic or “x-pay” device may not be all that but cash talks, and silver whispers sweet sweet words into many ears.
@duodec I like your plan: diversified.
I still go with the philosophy that when the (zombie/nuclear/alien/…) Apocalypse hits, those rich people are not going to find anyone who will trade them the gold they invested in for actual food or other useful items. You can’t eat gold bars or shoot them at aliens.
You may be able to brain a few zombies with a gold bar, so maybe i am wrong.
Nice try.
/giphy nice try