Maybe It Bothers Me More Than It Should: Incorrect change
3I just went to the local coffee establisment. My order total was $3.57. I happened to have a bunch of change handy and a 5 dollar bill. So, I hand the young lady $5.62, I even stated the amount. She handed me back $2 and pauses confusedly and tossed a quarter to me while mumbling something to the effect, because you handed me change!
I don't know which bothers me more: the fact that she couldn't do the math or the fact that she couldn't read the register display that had the correct change! Sigh...
Don't get me started on the fact that she forgot my 🍩..
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We just need to end the use of change all together. Start including sales tax on price tags and round to the nearest dollar. Problems solved.
@JonT Canada retired the penny a few years ago. Cash sales get rounded to the nearest $/20 but electronic transactions are still to the cent. o_O
@JonT I would fear I would get stuck in the checkout line behind the individual that needs to search the checkout candy to bring their total to $xx.49 So they can round down.
@JonT that might be a little extreme in one step but I support going to one decimal place instead of two. A dime today is worth about the same as a penny when my dad was a kid. Maybe less. So it a panny was small enough then, a dime is definitely small enough now.
@JonT Cannot include the tax in the price because not everyone pays sales tax. As a business, if I'm buying something with the intent to incorporate it into my product for sale, I don't have to pay tax. The tax is only paid by the final consumer.
@cengland0 Other countries include tax in the price and don't have an issue with that. Also, Gasoline includes tax in the price, as do airline tickets, and those work great.
@WTFhqwhgads @JonT
@Collin1000 Gas is a bad example because the majority of that tax is something other than sales tax. Besides, I doubt many people buy gas from a gas station to resell it.
@cengland0 You could do a discount to remove sales tax. Majority of people do pay it, wouldn't be to hard to exclude the tax for the business that need it.
so...you really wanted that extra nickle back... ? I guess I don't see why you gave 5.62 instead of 5.57...what denominations of coins did you have? Even if it's between having 5 pennies in your pocket and 1 nickle, is it really worth the trouble? If it was for a quarter, I can see, but a nickle? Who uses nickles?
Don't like change in your pocket? Pro tip: debit card
@medz I didn't care about the nickel, honestly... I just wanted to get rid of the change in my pocket. I was waiting for my lost donut...
@medz I've done the same thing before. Like, maybe I had a ton of dimes and pennies I wanted to be rid of. Get rid of eight coins (six dimes and two pennies) for one in return. Seems worth it to me but it is frustrating when the cashier can't seem to understand it. @mikibell I understand and have felt the same way when it's happened to me.
@medz
@medz Better Pro Tip Debit Card BAD!!!! Credit Card GOOD!!!!
Change? Dollar bill? You mean people use paper and pieces of metal to pay for stuff? And its allowed?
What I hate:
Counts out and puts the change in your outstretched hand, bills first, then drops all the coins in a pile on top of the bills.
It really pisses me off!!!!
On the rare occasion when someone is thoughtful enough to hand the coins first, then the bills, I always thank them for doing so.
@Teripie Where I work we can give the coins back hand to hand but the bills have to counted to the counter
Ha know. I'd love to get rid of cash completely and have electronic payments only. Harder to steal from stores (physically atleast) no counting cash out. While I'm at it I'd love taxes included on price stickers. And digital price tags that show how much you are paying. Or an app that will let me scan a barcode to tell me how much in each store?
While I'm at it. What about NFC/rfid checkouts. Put a chip in it instead of a barcode. Go through airport like scanner. Review list and pay.
@sohmageek Umm yea because there has been no issue with stolen CC or hacked databases with CC.
@sohmageek One other thought, while I use my CC more than cash it still needed. Things like small mom and pop reastraunts (there are a lot where I live and prefered over the big chains), garage sales. Heck I sold my old truck a while back. If the kid handed me a CC I would be like,,,,,,,,
@sohmageek Some people like to live off the grid and not have every purchase tracked. Cash is still a good option for buying and selling things off Craigslist. I keep small amount of cash around for small transactions that are under $5 but will use credit cards for everything else. I pay cash to my friends that own their own business to help them avoid credit card fees.
How much does an RFID chip cost in comparison to printing a barcode on every product? It might only cost a penny more but you would have to change out all the scanners at all the merchants around the country and that's expensive. That's even a problem for getting the new hardware for the new chip and pin credit cards versus the mag stripe. Some merchants do not want to spend that additional money.
@sohmageek wouldn't be acceptable. Would be like requiring photo ID to vote.
@cengland0 @RedOak still is love to rid myself of the pesky thing called cash. Sometimes it is unavoidable. I'd rather things not be as easy to go off grid. It wouldn't be that hard for some way with cell phones or credit cards to take major hold. We used to have a gas station that was credit only. Now it was in a bad part of town and wasn't easily accessible. But it had 100% less robberies for money while it was credit or debit only. Yes theft of merchandise can still happen.
I love how some airlines have switched to credit/debit only for the add-ons in flight. I truly think something like applepay could completely take over given a larger footprint, more openness, and less fees...
I used to work at Burger King 17 years ago. The drive through was setup so you had to ring up the orders as they placed them for the exact amount. When they arrive at the window you had to make change in your head, While most guys had to work in the back (manager liked the cute girls up front) I was always on drive though detail as I was one of very few who could do the math and not be short every day, I kept thinking, this is basic math who cannot do this????
@StrangerDanger so many people can't count up it's so easy (ok not as easy in this case but still ) add up to 25 /50 / 75 guarters to the dollar and count up to the bills they handed you. so easy
There is exactly one thing I use cash for. Lottery Tickets. Other than that, I can't remember the last time I paid cash for anything. Meh is full of cheap/thrifty people and I'm surprised nobody here is all over their credit/debit card rewards.
@Collin1000 I use cash to show my kids fiscal responsibility and budgeting. I realized a while ago using our credit card so often was causing them to think there is no limit on what we can spend because they didn't see the outlay of money at the end of the month. We love miles, we just "bought" a new refrigerator with them, we had a 2 week honeymoon funded by miles, etc...
@mikibellso insightfull I know some parents that (with older kids) use checking accounts with cards to do do that and allowance