I’ve been keeping the same $200 rolling around on Kiva since the first year they started. In some ways it was nicer before they got so much publicity and became A Big Deal for gifting. These days, by the time you spot a borrower you like they’re funded already. I used to enjoy hunting for loans that needed their last $25 so I could tip them into the fully funded category, but that’s pretty much impossible now. So I just look for a photo and bio that sounds appealing and hope for the best. In the long run, it’s all good.
Can’t add myself to the Meh team, though, as I’m already committed to the Agnostics, Atheists, and Free Thinkers folks. (I got their name a little wrong, but I’m a bit brain dense this morning.)