Still a good ploy any way it’s sliced. Given my work is more sitting in the office than it used to be (so I’ve been putting on some pounds), I might just join them as they’re the closest gym to my house.
Avoid them. My son has been trying to cancel his membership after moving. He was told it must be done in person at the home gym or with a certified letter. He has called a few times but it never gets done. He would cancel the card it’s on but has been told they will sue for non payment.
Curious, how does someone do that? As someone who has worked for banks for 27 years where 11 of those were in the credit card division, I don’t know of any way a customer can cancel legitimate charges.
The best they can do is dispute a charge for a specific reason such as they do not recognize the charge, item was not as described, MOTO didn’t receive, etc. None of them are for a membership of something where you want to cancel but they keep billing. You can dispute it each month the charge appears but then you have to submit your proof that you did cancel according to the methods of your contract.
Sometimes if the amount is extremely low, like $10, the bank might just write off the charge instead of disputing it because the costs to the bank to dispute greatly exceeds the $10 charge. But that doesn’t mean they will do that for each recurring charge.
Your RICA (retail installment credit agreement) states that you have to make a good faith attempt to handle the dispute with the merchant BEFORE putting the charge in dispute. Be prepared to tell the bank what you have done with the merchant to resolve the problem. Keep all paperwork regarding all your cancelation attempts.
@cengland0 Thanks for the illumination! My answer was incomplete of course. Since we would (presumably) have the documentation of the son’s efforts to cancel his ongoing mehmbership, I said “cancel” when I should of said “dispute.” Added to that is, of course, incomplete knowledge of what type of contract was signed. I answered hastily and am grieved by my carelessness.
Thanks for your insider knowledge! Now I know who to go to for consumer disputes such as these!
Go to target. Holiday stuff is 90 percent off. I bought wrapping paper for 25 cents a roll(including some that are better as birthday wrap), 10 price nail polish sets for 1 dollar, A ten cent goat cookie cutter, some candy, some red and white napkins all 90 percent off.
eStories, an audiobook merchant, is offering two free months, plus two free books for new members.
The site setup seems to be nearly a clone of Audible, but has cut their membership cost to $12/mo (versus Audible’s $15/mo). Book selection, excepting the Audible Exclusives titles, seems reasonably complete. I’ve selected the GOT collection and Steven King’s it. Both titles are by the same publisher, and same narrator as those offered on Audible.
Book deals did overwhelm some of the older monthly deal threads. So that tech and so forth just kinda got buried.
And some people didn’t wanna read about book deals; and when there were too many book deals in the monthly deals thread, these people kinda seemed to stop checking for regular deals.
I am hoping that people who like regular deals and people who like book deals will keep an eye on both.
And with a separate book deal thread, this way, if all the readers go nuts and want to go thru ever single Isaac Asimov or Agatha Christie book ever published, the hot laptop and home automation and game and maker and hardware stuff will still be easy to find.
I love these threads. I just like not to see the books take over in the deals thread.
@f00l Ha. Looks like they updated the stand – it’s now a “media stand”, which I think I would like as I track progress with a tablet app. I also think in my exhausted desperation to clumsily replace the dumbbells I’d probably smash my tablet to bits, so maybe not.