Medicare D 2025, the $2000 out of pocket, and tricky rules with that.
4The $2000 out of pocket isn’t as straightforward as one might presume. If your plan is a “basic” one you do actually pay $2000 out of your own pocket before meds are free. But if it one of others then you don’t actually personally pay $2000 out of your pocket before meds are free. You pay less. As a result your total (meds plus premium) might mean a more expensive premium Medicare D is cheaper overall. Confused? Then watch this really good video that explains how this actually works with examples. The guy is a good teacher.
You may find this a useful tutorial to learn how to compare Medicare D plans online at medicare.gov:
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This was very useful but not on my phone. Whats the links so I can follow on youtube, please.
@KSchweitz had to break it up as posting the link just gets the video loaded again. Take the spaces out.
https://www. youtube. com/watch?v=IjJNTbuFu0o
https:// www. youtube .com/watch?v=0jNoG_NWJB8