• 0, I don't trust myself
    0, I don't trust myself
  • 1, who needs more?
    1, who needs more?
  • 2-3, for different uses
    2-3, for different uses
  • 4-5, I'm into credit cards (or have a problem)
    4-5, I'm into credit cards (or have a problem)
  • 6+, I'm a churner (or have a serious problem)
    6+, I'm a churner (or have a serious problem)
  • How can you bring up the idea of credit cards in early January? Ouch
    How can you bring up the idea of credit cards in early January? Ouch
  • I'll explain my credit card strategy (or woes) in the comments
    I'll explain my credit card strategy (or woes) in the comments
965 votes